When to review your insurance portfolio?

Under normal circumstances we would recommend that you review your insurance portfolio at least every 2-3 years but you should also review it under specific circumstances like:

  • You have recently married or divorced

  • You have just had a child

  • A member of your household has suffered a serious illness or disability

  • You have had a change in income greater than the rate of inflation

  • You have changed job or occupation

  • You have bought or started a new business

  • You have moved home

  • You have taken on additional debt

  • You are now responsible for additional dependants such as aged parents

  • You have stopped smoking for more than 12 months

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