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Top 7 Reasons You Need Life Insurance

  • July 12, 2017
  • Posted By: Brent Satill (Brent)
Many people are put off by life insurance, thinking it’s unnecessary and not worth the cost. But once you get past these common misconceptions, you’ll realise that it’s a valuable investment in many cases. People get life insurance for several different reasons, but the following are some of the main reasons why life insurance is often an excellent investment: 1. Accidents can happen at anytime One of the top reasons why people get life insurance is to protect themselves (and their families) from accidents and other unforeseen events. For many, this extra protection is more than worth its cost.… Read More

Life Expectancy Through the Ages

  • July 12, 2017
  • Posted By: Brent Satill (Brent)
We had a look at life expectancy around the world as we know it today, but now we’d like to dig a little deeper and take a look at life expectancy through the ages. It’s incredible to see the way in which modern medicine and living habits have altered the length of time that we are expected to live. In 17th Century England, the standard life expectancy was around 35 years. Now, life expectancy in Australia is 80.4 years for Caucasian men, and 84.5 years for Caucasian women. In Australia, we are currently one of the highest ranking in the… Read More

Is Life Insurance Necessary While I’m Between Jobs?

  • July 12, 2017
  • Posted By: Brent Satill (Brent)

 Everyone, including those who are unemployed, need life insurance to protect their loved ones.

 Whether you’re employed or not, you have financial responsibilities that can’t be ignored. Life insurance is one of those responsibilities – and it’s actually more important for those out of work than those in work to maintain their policy.

Below we’ve answered the most common life insurance questions those who find themselves out of work have. Read More

How Life Insurance Needs Change Over Time

  • May 3, 2017
  • Posted By: Brent Satill (Brent)

As we grow older, it’s inevitable that our lives will change. Nothing stays the same and neither should your insurance. Your life insurance should reflect your lifestyle, cover your expenses and the payout should be available to the people in your life who need it the most. 

So with this in mind, we can all agree that life insurance cover should never stay the same for the entirety of our lives, but how exactly does our need for insurance change over time? In this article, we will explain why you will need life insurance at each stage of your life, why you should be making changes to your policy as you get older, and how it can be done. Read More

Insurance Definitions vs Medical Definitions: Myths Busted

  • May 3, 2017
  • Posted By: Brent Satill (Brent)

The fact that the definitions of medical conditions within life insurance contracts are sometimes different from the definitions used within the medical field has caused life insurers to come under a lot of scrutiny in recent times.

A large part of consumer’s suspicion when it comes to life insurance stems from the nation-wide lack of understanding about the industry. In fact, a survey of 1000+ people by finder.com.au showed that only 20% of people understand their life insurance policy.

So, what are the biggest myths when it comes to life insurance definitions? Read More

9 Health Myths Even You Thought Were True

  • May 2, 2017
  • Posted By: Brent Satill (Brent)

 In 2016, with so much health advice constantly circulating and ready to be plucked out of cyberspace with a thumb and a smartphone, it can be difficult to know what to believe. Often, it seems like you can “scientifically” justify any health and fitness choice as long as you search hard enough for the right information.

 In this article, we shed a little light on some of the most common misconceptions about health. From old wives tales that have mutated into ill-informed Facebook posts, to the latest fitness fads, we’re debunking nine of the most pervasive myths of 2016 Read More

What You Need to Know Before Comparing Life Insurance Policies

  • May 2, 2017
  • Posted By: Brent Satill (Brent)

Are you in the market for a life insurance policy?

Looking for life insurance sure can seem daunting and we know how hard it can be to find the right policy for a good price, but getting covered and protecting your loved ones won’t be so tough if you’re well prepared.

By learning a little bit about what life insurance is all about and how it applies to your situation, you will be well equipped to compare all the options out there and find the policy that is right for you. Read More

The Importance of Regular Health Checks

  • April 30, 2017
  • Posted By: Brent Satill (Brent)

It can be hard finding time in our busy lives to take care of ourselves. Between keeping up with work, friends, family and our usual day-to-day tasks, it’s easy to forget about booking in regular checkups with our GP. 

While it may seem that all is well, you never know if there may be an underlying health condition you’re unaware of. So by making sure you have a routine checkup, any health issues can be picked up on and treated before they become a bigger, more serious problem.

Let’s face it: your health is something you should never put off. It really is worthwhile making that effort to ensure you have a clean bill of health. Read More

Life Insurance + Super: How They Can Work Together For You

  • April 30, 2017
  • Posted By: Brent Satill (Brent)

 As an alternative to buying life insurance through a provider or adviser, many Australians choose instead to hold their insurance cover through their superannuation fund. While this is a viable option and can offer policyholders some great benefits, the majority of people simply accept this default cover without actually looking into whether it’s the right option for them.

 

In fact, according to CommInsure’s 2012 Life Insurance Survey, 65% of Australians settle for the default level of life insurance in their super funds – most likely because of its automatic inclusion. Read More

How Much Does it Cost to Die in Australia?

  • April 28, 2017
  • Posted By: Brent Satill (Brent)
With so many expenses to worry about in our day-to-day lives, the cost of death is usually the last thing on our minds. But it’s still a very important topic we all need to consider. Death in Australia can be expensive and the cost your loved ones are likely to pay will vary greatly depending on a number of factors including how they died, how old they are and the financial situation they were in before passing away. In this article, we’ll discover how much it costs to die in Australia and consider these costs compared to the price paid… Read More

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