Blog

While safeguarding our finances is very necessary, it is also important to have safeguards and support in place for our lives. The best way to achieve that is to purchase life insurance. In Australia, life insurance still does not cover as many people as it should. In addition, many people with life insurance do not have sufficient levels of life cover. Purchasing life insurance for the first time can be complex, which is why our advisors at Cover Australia are here to give you a helping hand and advise you on the life insurance options that are available and best suit you. Read More

 If you look at the terms and conditions of a trauma insurance policy, you would find that:

Only an Australian citizen or a permanent resident can purchase it The individual (or proposer and policyholder) must be from 17 to 59 years old and, The individual (or proposer and policyholder) must be residing in Australia at the time of application

Thus, if you meet these criteria, have you purchased your trauma insurance cover yet? If not, you could be tempting fate. Lack of trauma cover could have grave repercussions for your family as well as for you.

Read More

We all tend to take our bodies for granted, and often put too much faith in the ability of our bodies to progress us through life; however, we also know that illness or injury is always a possibility.

Even if we take the time to eat well, exercise and look after our bodies, unfortunately we never know if things will take a turn for the worse.  Serious illness or injury could strike at any time which is why having appropriate Insurance cover is needed to ensure we are financially secure in times of need. We all consider insurance options such as health insurance, life insurance and income protection insurance, but have you ever considered Total and Permanent Disability Insurance?

Read More

Have you ever considered what life would be like if your source of income was cut off? Perhaps you were injured or you fell extremely ill and were unable to work – do you have cover in place to protect you and your family’s finances if the worst were to happen?

This is why there is a great need for Australians to compare income protection insurance and take out a policy that will provide you the best cover when you are unable to earn an income due to injury or illness.

If you have never considered income protection Insurance before, you may be pleasantly surprised by the benefits that can be provided by having this cover.

Read More

Are you underinsured? There are so many insurance options available, it can be hard knowing what insurance options you need – alternatively, you may deliberately decide to avoid certain types of insurance for various reasons.

Too many people in Australia are underinsured and there are many reasons for this: some of the major excuses for avoiding life insurance or income protection insurance is that it is too expensive, insurance companies don’t pay... Read More