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When we think about the best insurance options to protect our family’s financial future, the first policies that usually come to mind are income protection insurance or life Insurance. Life insurance comparison is vital for sound, financial planning but it's not the only coverage you should consider when organizing your financial future. There is another vital insurance plan that should be seriously considered – Total and Permanent Disability (TPD) Insurance.

TPD Insurance is an insurance policy that is not often considered but it really can be a key piece of insurance to protect your financial future. In this post, we will share some of the top reasons why TPD insurance should be part of your life insurance comparison plan. Before we get into that, you may like to know exactly what TPD Insurance is.

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Trauma Insurance will provide you with a lump sum payment if you are diagnosed with one of a number of traumatic medical conditions such as cancer, heart attack or stroke. In this blog post we will seek to answer this question in more detail and provide you with all the information you need to see the value in having trauma insurance for you and your family. Then, simply make an enquiry with Cover Australia for your no obligation trauma insurance quote and allow us to arrange a policy for you to protect you and your family. Read More

Every day we see stories of people who have triumphed over adversities, and it is always heart-warming to see these people overcome difficult hurdles in their lives. It is easy to sympathise with their stories, but at the back of your mind you wonder if that could ever happen to you – if you were faced with the same adversities, could you overcome those obstacles and hurdles and also achieve a positive outcome? Would you have the support in place to help you back up on your feet and provide you with assistance to jump over those hurdles easily? Read More

While safeguarding our finances is very necessary, it is also important to have safeguards and support in place for our lives. The best way to achieve that is to purchase life insurance. In Australia, life insurance still does not cover as many people as it should. In addition, many people with life insurance do not have sufficient levels of life cover. Purchasing life insurance for the first time can be complex, which is why our advisors at Cover Australia are here to give you a helping hand and advise you on the life insurance options that are available and best suit you. Read More

 If you look at the terms and conditions of a trauma insurance policy, you would find that:

Only an Australian citizen or a permanent resident can purchase it The individual (or proposer and policyholder) must be from 17 to 59 years old and, The individual (or proposer and policyholder) must be residing in Australia at the time of application

Thus, if you meet these criteria, have you purchased your trauma insurance cover yet? If not, you could be tempting fate. Lack of trauma cover could have grave repercussions for your family as well as for you.

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We all tend to take our bodies for granted, and often put too much faith in the ability of our bodies to progress us through life; however, we also know that illness or injury is always a possibility.

Even if we take the time to eat well, exercise and look after our bodies, unfortunately we never know if things will take a turn for the worse.  Serious illness or injury could strike at any time which is why having appropriate Insurance cover is needed to ensure we are financially secure in times of need. We all consider insurance options such as health insurance, life insurance and income protection insurance, but have you ever considered Total and Permanent Disability Insurance?

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Have you ever considered what life would be like if your source of income was cut off? Perhaps you were injured or you fell extremely ill and were unable to work – do you have cover in place to protect you and your family’s finances if the worst were to happen?

This is why there is a great need for Australians to compare income protection insurance and take out a policy that will provide you the best cover when you are unable to earn an income due to injury or illness.

If you have never considered income protection Insurance before, you may be pleasantly surprised by the benefits that can be provided by having this cover.

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Are you underinsured? There are so many insurance options available, it can be hard knowing what insurance options you need – alternatively, you may deliberately decide to avoid certain types of insurance for various reasons.

Too many people in Australia are underinsured and there are many reasons for this: some of the major excuses for avoiding life insurance or income protection insurance is that it is too expensive, insurance companies don’t pay... Read More